In January 2009, a 56 year old grocery clerk and stocker was a passenger in a vehicle driven by her husband in Hanford, CA, when a car pulled from a stop sign directly into their path causing the vehicles to collide.
Plaintiff had immediate pain in her neck, back, and right shoulder. She refused to take an ambulance to the hospital from the scene because she did not think her injuries were life threatening. She did go to the emergency room the following day where she was diagnosed with sprain/strain injuries her to her neck, back, and right shoulder. Plaintiff followed up with her medical doctor, got physical therapy, and took prescriptions. The pain in her neck and back improved, but the pain in her shoulder worsened. An MRI showed she had a torn rotator cuff. Surgery was performed approximately 11 months after the accident to repair the torn rotator cuff and Plaintiff missed about 4 months of work.
The insurance company told plaintiff they would not pay all of her time off work because she was off too long. They also told her that they did not believe her shoulder injury was caused by the accident. Plaintiff turned to The Dunnion Law Firm for help about 15 months after the accident.
The Dunnion Law Firm collected the medical bills and records from the providers and made a demand on the insurance company for its insured’s policy limits of $100,000.00. The insurance carrier claimed the bills and the lost wages were unreasonable and they refused to tender the policy limits.
The Dunnion Law Firm did not allow the insurance company to delay and stall as they often do, and suit was filed, applying immediate pressure on the attorney hired by the insurance company. An offer for the policy limits was recommended by the attorney within 90 days after suit was filed, and the case was settled for the defendant’s policy limits.