Contact Us

Contact Us

When insurance companies are looking out for themselves - we are here to look out for you

Get in touch with us

Call for a Free Consultation

Serving Central California

Specializing Exclusively in Personal Injury Since 1975

Minor Fender Bender Results in $250,000.00 Policy Limits Settlements

Minor Fender Bender Results in $250,000.00 Policy Limits Settlements

Posted By The Dunnion Law Firm || 11-Jan-2011

In January 2009, a young Air Force linguist was driving to work when she was rear ended at a stop light. It didn’t seem like much of an accident at first, and the young officer thought she would be fine. But as the days went by, she found she could not sit in class and she was having trouble taking care of her toddler. The military doctors were at a loss to explain her disability and the insurance company for the defendant scoffed at her claims that she had been injured. This was a minor traffic incident, after all. After several months with no relief medically and with the insurance adjuster all but dismissing her claim, she turned to The Dunnion Law Firm for help.

It turned out that their client had a very subtle injury–her hip ligaments had be so stretched out they lost their elasticity. Walking, standing, and sitting for any length of time resulted in pain and dysfunction. The client could not sit in class, could not comfortably take an exam, and it slowly became clear that she would not be able to fulfill her military obligations. The military medical board thus recommended discharge.

Even then the insurance company found it difficult to accept that such a minor accident had caused such a life-changing injury. The attorneys and staff at The Dunnion Law Firm had to meticulously document every step in the medical care and rehabilitation efforts for their client but the ultimate result was tender of the defendant’s limits of $100,000.00. The firm then turned to the client’s own insurance company. Fortunately, she had the foresight to purchase an underinsurance policy with $250,000.00 in coverage and once again the fight to prevail started. Eventually Mr. Dunnion took personal charge of the negotiations and was able to secure for the client the full benefits of the insurance she had purchased.