Dunnion’s client and her husband were stuck in slow moving traffic when they were "tapped" by the driver behind them. Since they were towing a flatbed trailer, there was no damage to their truck. So when the wife woke up a few days later with abdominal pain, she wasn’t sure what was wrong. It grew worse and she went to the hospital where it was discovered she had blood in her urine, and in fact had two lacerated kidneys from the accident. She had to be rushed to a hospital with a higher level of care. Over the next few days in the hospital, huge black bruises started coming out on her flanks. Her blood pressure dropped to alarmingly low levels, her heart was racing, and she developed an infection with fever. It took almost two months, back and forth to the hospital, to stabilize her condition. When the Dunnion firm tried to settle with the rear-ending driver, his insurance company argued that Dunnion’s client simply could not have been injured in the accident with no apparent property damage; however, due to the small size of their policy, they eventually opted to pay rather than fight. Dunnion then went on to try to settle with the client’s own underinsured motorist carrier and was able to settle that case for an additional amount-- more than five times what the underlying carrier paid.