Our client was driving through downtown San Jose when a young college girl pulled out of a gas station without stopping and struck our client. The damage to both cars was minor. The police refused to come to the scene and make a report. Our client felt immediate pain in her low back and went to Kaiser Hospital for treatment. Within a few weeks, a lumbar MRI revealed significant low back damage. After months of physical therapy which did not help resolve her symptoms, she obtained a second opinion by a back surgeon and ultimately had back surgery.
The other driver's insurance company refused to make any settlement offer or to pay for any of our client's treatment or injuries claiming it was a minor accident and she must have had prior low back injuries due to her age. Ultimately, the other side paid their six figure policy limit 30 days before trial. The bonus is that our client has a large UIM policy and should get another nice settlement.
Do not let insurance companies intimidate you and threaten you. You need someone who will fight for you and battle the insurance company's lawyers. You need The Dunnion Law Firm.