A 56 year old clerical worker was on her way to her job on September 7, 2011 when she was surprised by a fellow motorist. The motorist, apparently in a big hurry and not willing to go with the flow of traffic, crowded the woman three times before finally cutting directly in front of her. Unable to stop she struck the rear of his vehicle. The collision caused major damage to her 2003 Cadillac automobile. The impact spun the steering wheel catching and breaking the tip of her little finger. She went to the hospital where the finger was splinted. Unfortunately, she continued to have problems with the digit that resulted in the necessity of surgery. She was left with a deformed small finger. She felt threatened by the potential loss of her clerical job and at 56 feared she would not be able to find other employment. She contacted the miscreants insurance carrier and was offered $3,000.00 to settle her claim. They told her the injury was not serious and her job fears were irrational. She knew this was not right and hired The Dunnion Law Firm. The attorneys and staff went to work immediately to establish the bonafides of her claims. She had confirmed anxiety based on the potential loss of employment. She had a finger that would not be the same even after the surgery. The adverse driver had a minimal insurance policy on his 1992 Ford and no assets could be confirmed. The Dunnion Law Firm assured his carrier that they would file a lawsuit and the company agreed to tender its limits of $15,000.00. There after, an under insured motorist claim was perfected with the client’s carrier, GMAC Insurance company, and they paid an additional $85,000.00 in damages for a total settlement of $100,000.00. All after an initial offer to the clerical worker without an attorney in the amount of $3,000.00.