A 28 year old Hispanic man decided to ride a motorcycle to save on his cost of transportation. He did not have a motorcycle license but purchased a Kawasaki 250 Ninja sport bike anyway. He had no prior experience riding motor cycles of any kind. On January 18, 2012 only months after purchasing the Ninja he was riding on Shepard Ave at the intersection on North Tenth Street in Fresno, California when suddenly his life changed.
A young woman failed to see his motorcycle approaching and pulled out in front of him. Possibly due to inexperience and driving too fast, the 28 year old was unable to avoid a collision with the young woman’s 2007 Saturn automobile. He was thrown violently from the motorcycle striking the pavement with his head and fracturing his neck. Emergency personnel arrived very quickly and stabilized his neck and back placing him on a back board. He was taken by ambulance the emergency room with the neck fracture at C-5 was confirmed. He was able to move his arms with effort and with little control. Frightened and knowing that he had also failed to purchase any insurance for the motorcycle because he did not have a license he called The Dunnion Law Firm for help but expecting the worst. The attorney for the Dunnion Law Firm reassured him that though he did not have a license and could be partially at fault for the accident that they would take his case. The Dunnion Law Firm investigated and found that the woman involved had a policy of insurance in the amount of $250,000.00. Though a person with out insurance can only collect special damages (actual bills incurred) the attorney contacted the adjuster and argued that the injury would result in not only medical bills but also loss of future income. After initially refusing to make and offer when faced with The Dunnion Law Firms willingness to hire experts and seek the cost of the experts from their insured the insurance company for the woman agreed to pay the policy limits of $250,000.00 and the case settled.