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Uninsured Motorcycle Rider Recovers Policy Limits

Uninsured Motorcycle Rider Recovers Policy Limits

Posted By The Dunnion Law Firm || 20-Nov-2012

A 28 year old motorcyclist was injured on northbound Highway 65 in July 2012. It was a Sunday and the young man was on a ride to his girl friends home. As he was riding on the highway he noticed a full sized green SUV in front of him. It appeared to him that the SUV was going to make a right hand turn onto a side street though it did not have a turn signal illuminated. Suddenly the SUV turned right then back left as if making a U -Turn. He young man grasped the brakes hard but could not avoid broadsiding the SUV’s left driver’s side. At impact he tried to jump off the motorcycle to go over the front hood of the SUV.. Unfortunately his right leg struck the SUV’s A pillar between the windshield and the driver’s door. The SUV driver never saw the young motorcyclist coming. As his leg hit the SUV he went into a spin breaking the windshield and landing on the pavement. He was in instant severe pain. He waited 15 minutes for the paramedics to arrive and take him to the hospital where he was treated for a broken right leg. It was fortunate that he had health insurance from his work which paid 80% of his bill. However being a young man working as a laborer for $10.00 hour did not leave him with any resources to pay the remaining bills. He saw an add for The Dunnion Law Firm on TV and decided to call. The attorney for the firm ask him about his insurance on the motorcycle. He told the attorney that he bought the 2008 Suzuki 1000cc motorcycle new in 2008. He had the bike for four years and he never bought insurance for it even though he owed $10,000.00 on it at the time of the accident. The Dunnion Law Firm attorney explained that under California Code of Civil Procedure 3333.4 he could only recover for his out of pocket expenses from the defendant. Through creative negotiations the Dunnion Law Firm obtained a policy limits settlement of $50,000.00 for the young man, negotiated his bills down and put $22,500.00 in his pocket.

Categories: Motorcycle Accident