A woman hired the Dunnion Law Firm about seven months after her accident, at a time when her doctors were telling her there was not much more they could do for her except manage her pain. She was elderly and arthritic and this minor fender bender had exacerbated her symptoms. She had given up on further treatment and just wanted her case settled and done. When the Dunnion attorney looked over her records, however, she saw that the client still had a lot of treatment options being suggested by the doctor. The attorney suggested that the client take advantage of everything that was offered to her. With a little prodding, the client did continue treatment and eventually found herself "pain free and her old self again." She told the attorney "I feel so great that I am happy no matter what happens." But then the insurance adjuster for the defendant’s carrier balked at tendering the $50,000 limits of their policy. The first offer was $17,500 to settle the claim; the adjuster eventually went to $19,000 in an effort to close it down. Dunnion filed a lawsuit, threatened to try to tap into the assets of the insurance company’s customer, and gave the company a strict deadline to tender the $50,000–which the company did, with one hour to spare! But we weren"t finished. The client had her own policy with coverage greater than that of the at-fault motorist. Under these circumstances, we can demand further settlement funds up to the client's limit and in this case we were able to get another $30,000 for this client through her own underinsured motorist insurance coverage.