A Hollister man and woman were riding in a car with there son on a vacation in southern California when an inattentive driver slammed into the rear of their vehicle. The man immediately had chest pains and was rushed to the hospital. The woman had pain in her neck, but she did not seek immediate medical attention as she was needed at the scene to help the police interpret for the non-English speaking, undocumented, and unlicensed driver of the at fault car. The woman went to her doctor immediately upon returning home in Hollister.
A number of years earlier, the man and woman were involved in an accident and they did not document their claims well, did not have high insurance limits on their uninsured motorist coverage, and by the time they hired The Dunnion Law Firm several months after the accident, the insurance companies had already built their case limited the value of their claims. The couple learned from the prior experience and took all the right steps to protect themselves if they ever had another accident.
When the accident happened in southern California, they contacted The Dunnion Law Firm immediately, they had raised their uninsured motorist limits to $100,000.00 per person, and they documented their injuries immediately with a doctor.
The woman was happy she had taken those steps to protect herself as it turned out the vehicle driven by the unlicensed man had only $15,000.00 of insurance. After her neck pain increased for two months and MRI showed she had injured the discs in her neck and she needed surgery.
Even though she was not in her own car when the accident happened, her $100,000.00 uninsured motorist coverage paid the full policy limits to her and she was able to make sure all her medical bills were paid and she received a large check to compensate her for her pain and suffering.
The husband’s injuries were much less severe, but, he was still able to get full compensation for his soft tissue injuries.