The client called the Dunnion Law Firm 18 months after she was in a straightforward intersection accident wherein the at-fault party admitted he had run the red light. She had such a complicated nerve injury that her doctor in the Central Valley sent her to Los Angeles for treatment at UCLA. She called our firm because the lawyer she had hired right after the accident told her he could no longer continue with her case, saying "I cannot help you as I don’t know where the money is coming from." The client thought this was odd; she believed that between the policy of the at-fault driver, her own car insurance, and the insurance policy of the car she was a passenger in, she should be in good shape. Indeed, the car’s policy was already paying her expensive medical bills. Once the Dunnion firm got the file, it appeared the client was right; there was insurance which should cover the loss. Coincidentally, however, all policies were written by the same insurance company and once that company got wind of the intention to collect all the available funds, they quickly resisted further voluntary payments to the client. Dunnion had to file suit. First, the at-fault driver’s litigation adjuster saw the handwriting on the wall and paid the policy limits on that part of the claim on the very day Dunnion’s offer to settle would have expired. In the meantime, Dunnion continued to collect on the medical bills until those limits, too, were reached. That left the claim on the underinsured policy. Once again, the adjuster resisted payment and sent the matter to the company’s attorney for litigation. And once again, Dunnion sent the carrier a time-limited policy limits demand. This time the carrier’s attorney agreed to send Dunnion’s client to an "independent" doctor for examination and when that doctor concurred in the serious nature of the client’s injury, the carrier again paid their limits just days before the case was due to be tried. The client’s case ultimately settled for $350,000.00–quite a stretch from "not knowing where the money is coming from."