In Bakersfield a 33 year old man was struck by a car while crossing the street at night, suffering leg and rib fractures. He contacted the Dunnion Law Firm when the police told him that the driver had no insurance, and his own insurance company told him they would not pay him because they felt he caused the accident.
The attorney handling the case was able to prove the client’s insurance company wrong, and secure for the client a quick $25,000 policy limits settlement from his uninsured motorist coverage. Through further investigation, the attorney then discovered an insurance policy which provided coverage to the defendant driver. Predicably, insurance company #2 refused to pay, blaming the client for the collision. Despite this, the attorney was able to secure a $50,000 policy limits settlement for the client from insurance company #2.
There was one final problem. Under the terms of the client’s policy with his own insurance company, he would have to repay his insurance company $25,000 out of the $50,000 from insurance company #2. This would limit his total settlement to $50,000. However, his attorney attacked the reimbursement (subrogation) claim of his insurance company, and negotiated for a complete waiver of the $25,000 claim against the client, allowing his total recovery to increase to $75,000.