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Badly Injured San Jose Man Settles an Unfair Coverage Gap with His Insurance Broker

Badly Injured San Jose Man Settles an Unfair Coverage Gap with His Insurance Broker

Posted By Jim Burns || 12-Feb-2015

A San Jose retiree and his wife were driving home from Las Vegas. They were confident that they had sufficient automobile insurance to cover themselves in any long car drive that they took during their retirement. Being prudent people, they took out a million dollars in insurance coverage should they be injured in a car accident caused by a driver with no insurance or with insufficient insurance. As luck would have it, this retired couple were badly injured by an under-insured motorist who turned left illegally in front of then causing a head-on collision. The man suffered a broken neck requiring emergency fusion surgery as well as a permanently damaged bladder; and his wife suffered multiple fractured ribs and would eventually undergo bilaterl hip replacements. They did not trouble themselves that there would not be enough insurance to cover their hospital bills and their damages. After coming home from the hospital they contacted The Dunnion Law Firm to obtain their maximum insurance benefits from the driver and from their own policies. Their attorney with Dunnion immediately saw a problem with coverage. They did not have a full million dollars of coverage and the fault lay with their insurance broker. The couple was shocked by such professional negligence. Dunnion went to work, first settling quickly for all of the insurance limits with the other driver and then aggressively pursuing the insurance broker for the gap in coverage. Within a few months the broker’s attorneys conceded liability and paid the amount that constituted the gap in coverage. This couple continues their claim for the remainder of the million in limits and are happy to continue to be represented by The Dunnion Law Firm in this regard. Dunnion will fight every type of insurance claim whether it is against the other driver’s insurance company, their clients’ own insurance company or against a negligent insurance broker. Dunnion’s clients comes first in any insurance battle, big or small.

Categories: Auto Accident