Contact Us

Contact Us

When insurance companies are looking out for themselves - we are here to look out for you

Get in touch with us

Call for a Free Consultation

Serving Central California

Specializing Exclusively in Personal Injury Since 1975

How to Get the Most Out of Your Insurance Claim

How to Get the Most Out of Your Insurance Claim

Posted By The Dunnion Law Firm || 16-Feb-2015

If you are injured in any accident and you believe that your injuries were caused by another party’s negligence, there are steps you can take to make sure that you receive the maximum possible amount to cover the costs of the care and treatment of your injuries. You must realize that the world of insurance is quite complex, and if all of the elements that support your claim are not in place, you could risk losing out on what you truly deserve.

The First Steps to Filing Your Claim

You should be aware of the proactive measures to take immediately following an accident. For example, if you were in a car accident, calling the police to serve as impartial witnesses and notifying your insurance company right away can help boost your claim’s strength. You can then have the evidence you need to back up your statements. If you received medical treatment, make sure that you record your visits and hold on to all of the receipts of your doctor’s bills—anything that can help represent the true value of all of your costs.

Here are some other tips to help you maximize your claim:

• Gather photos, video, or witness testimony

• Document and organize all evidence, including damages or injuries

• Do additional research on your claim’s value

• Seek a second opinion on car repairs

• Do not close out any claims while you are still being treated

• Resist taking the first settlement offered

Remember that insurance companies are in the business of protecting their own interests and work hard to limit liability and minimize payout. That is why it often becomes necessary to hire a San Jose personal injury lawyer to assist victims obtain rightful compensation.

Insurance Companies Tighten the Belt

Why is it often so difficult for injury claimants to be approved? Insurance companies are becoming more and more skeptical of these claims to avoid paying out for certain cases, such as frivolous lawsuits and the like. If you had a preexisting injury or damages to your vehicle prior to the accident, that can factor into the amount that may be offered to you. For damages to a vehicle, claims adjusters determine the cash value of your vehicle, and damages that were not a result of the accident can detract from any value they may be willing to pay.

If you are trying to make a claim against another party’s insurance, say an auto accident, and you are unhappy with the amount that is offered, you do not have to take that offer. You can rely on your attorney to negotiate with the insurance company so that they can recognize the validity of your claim and pay out the appropriate amount. Should the need arise to bring a suit against the other party, you can also have an attorney advise you on how to proceed.

The Benefits of Working with a Top Firm

Is hiring an injury lawyer right for your situation? At The Dunnion Law Firm, we believe that that pros of having an attorney by your side overwhelmingly outweigh the cons. Having knowledge of the law can mean the difference between receiving what you are rightfully owed and not. What’s more, is that we operate strictly on a contingency-fee basis, which means that you do not pay anything up-front until your case is won. Having won million-dollar settlements for clients in the past, we know what it takes to win.

Our proven success can help you get the compensation that you are entitled to. Call today and see how we can help you with your case. Free case evaluations are available.