53 year old unemployed man was riding his bicycle near 3rd and Delaware Streets in San Mateo, California when he was struck by an automobile. He was coasting his bicycle across 3rd Avenue when he was suddenly struck by a car that “came out of nowhere.” The investigating police officer from him 100% at fault for the accident as he was outside any bicycle path and in the middle of the block when he was struck. He suffered fractures to both legs. He called The Dunnion Law firm who advised that his case would be very difficult. His only hope was if the attorney could somehow establish comparative negligence on the car driver. In light of the adverse police report this was not easy. The Dunnion attorney argued that the car had time to see him and was at least 10% at fault and with his substantial damages for pain and suffering the insurance carrier should pay. Fortunately, for the unemployed man the insurance company, rather than litigate with the Dunnion attorney agreed to pay the driver’s policy limits or $25,000.00. That was not the end. The Dunnion attorney insisted upon a declaration of all applicable insurance coverages and learned that the owner of the car also had a policy limit of $25,000.00 . The initial offer of the driver’s policy was refused and the carrier agreed to pay both limits for a total settlement of $50,000.00. This result was for a man who the police said was totally at fault and responsible for his own injury. Never accept what is stated on a police report if you are seriously injured. You simply must call the Dunnion law firm for a free consultation.