A 21 year old art student who was attending the Art Academy in San Francisco
was riding as a passenger with her boyfriend when they decided to stop
at a local convenience store for snacks. Her boyfriend went into the store
and she went around to the back of his vehicle, opened the truck to retrieve
her cell phone which she had left in her backpack. She was leaning into
the truck and an SUV suddenly backed across the parking lot, pinning her
between the bumpers. The vehicle then took off at a high rate of speed,
leaving her in excruciating pain. Her boyfriend came out recognizing that
her knee had been pinched and took her to the hospital. There they examined
her in detail, gave x-rays, but found that she had no fractures and sent
her home. Thereafter, she hired The Dunnion Law Firm who was able to track
down the hit and run vehicle by use of video from the convenience store.
The police investigated the matter and found that the vehicle was stolen
and abandoned. At this point, the young woman made a claim for her injuries
on her boyfriend’s uninsured motorist coverage. The carrier for
the "stolen vehicle" had an exclusion under such circumstances.
The boyfriend’s insurance carrier denied her claim stating that
it was not an uninsured motorist case as there was in fact insurance on
the SUV. The Dunnion Law Firm attorney filed a lawsuit against the owner
of the stolen vehicle who defended denying responsibility and their insurance
carrier provided evidence of no coverage. The Dunnion Law Firm attorney
then proceeded with an uninsured motorist claim which was finally accepted
by the boyfriend’s insurance carrier, but even with medical evidence,
offered only $25,000.00. The Dunnion Law Firm attorney then provided an
expert medical evaluation with an orthopedist and attended a defense medical
examination with the young art student, as well as her deposition. The
insurance company continued to defend asserting that this was only "a
soft tissue injury." Based with the prospect of arbitrating the case
because the young lady represented by The Dunnion Law Firm would not back
down, ultimately tendered its policy limits in the amount of $100,000.00.
The young woman stated that this was a result that simply could not have
been obtained without the diligent efforts of The Dunnion Law Firm.