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Car Accident Injuries: What If I Don't Have Health Insurance

Car Accident Injuries: What If I Don't Have Health Insurance

Posted By The Dunnion Law Firm || 18-Apr-2017

When you get seriously hurt in a car accident, it’s one of the most terrifying experience you could have. It gets even worse if you don’t have health care, which continues to be a problem in our nation, and may even get worse in the coming years.

It’s important, however, to get seen and taken care of when you’re in such an incident, and make sure you put your health first. Learn how to get medical treatment after an accident without insurance, and how a personal injury lawyer can help in your damages case.

Getting Treated for Injuries

When you’re hurt in an accident, the first thing you need to do is get seen by a medical professional. Get looked over and get medical attention. Even if you don’t have insurance, it’s vitally important to get yourself covered. If you don’t, your injuries could get even worse. There are options available to help you pay the medical bills when they start to mount, and it’s important to understand that the hospital won’t deny you immediate treatment.

Covering Your Bills

There are a number of options available to make sure your bills are covered while you pursue compensation for your accident from the negligent party. These include applying for coverage under the negligent party’s medical insurance, pursuing Medicaid if you have low income, or even working out payment arrangements with your doctor or healthcare provider.

Med Pay Coverage

Coverage under the negligent party’s medical insurance is known as “med pay” coverage. These policies will cover your bills up to the policy limits, which can help to cover some of your bills while you seek further compensation.

Medicaid for Low-Income Help

For those with low income, Medicaid is available from the federal government, but is a program that’s administered by the state. It is especially useful for those who have lost their healthcare due to unemployment or those whose income fails to meet a certain threshold. It’s specifically there for those in financial difficulty.

Payment Arrangements and Deferral

Finally, many healthcare providers will be willing to work out payment arrangements with you to help cover your bills. While this may still create something of a financial burden, it will lessen the difficulty and could buy you the time you need to pursue your case for damages. In some cases, the provider may even be willing to work out an agreement to defer payments, provided that you pay them before you receive any payouts from your case.

Get Help From a Personal Injury Lawyer

The last thing someone wants to hear when they’re short on funds is that they should take on a legal expense. The truth is, however, that a personal injury attorney is the best bet for getting your medical bills paid. Most injury lawyers don’t charge a fee unless they win your case, so you’ve got nothing to worry about when it comes to extra expenses.

Categories: Auto Accident