A disabled Oakland man was injured in a rear-end accident that occurred on a Downtown street near his home. While his shoulder harness kept him mostly restrained, his left shoulder was still jerked badly. He had previously hurt that shoulder, but now the accident forces had managed to tear the rotator cuff completely. He tried to handle the claim on his own and contacted the at-fault party’s insurance company. When the insurance representative found out about the prior shoulder injury, he promptly denied any responsibility. After a year of frustration and persisting shoulder pain, this man contacted The Dunnion Law Firm to fight for him and his case. Dunnion filed the lawsuit and used the pressure of future trial and a potential judgment against the other driver to force them to offer all the insurance monies under the policy. This settlement was accomplished without the extra expense of actually serving the lawsuit—the threat of suit was sufficient. The other two underinsured motorist policies were offered up in fast order after the defendant settled his claim. This Oakland man has the satisfaction of knowing that despite a huge corporate giant’s denial of his injuries and damages, he got justice and substantial compensation.