Our client was a passenger in a Chevy pickup when a drunk driver struck a vehicle in front of them, then careened into the front of the Chevy. Our client sustained a fractured ankle and other injuries. He was transported to an emergency room in Fresno where he underwent surgery. The drunk driver was driving somebody else’s vehicle and the owner only had a small insurance policy. However, The Dunnion Law Firm investigated further and found the driver had his own insurance through his parents, established the coverage of the parents’ policy to a non-owned vehicle driven by their son, and we also were able to go after the drivers’ parents’ car insurance. Within a short period of time, both the drunk driver’s parents’ insurer, and the drunk driver’s owner’s insurer, each paid their respective full policy limits to our client. Luckily, our client had Medi-Cal which covered all his bills, and after we negotiated his large bills down, he received a significant portion of his settlement to compensate him for his injuries.