Many people have heard the old adage that a personal injury case is worth three times the medical bills. That is simply not true. Each case—just like each person and each injury—is unique. The value of a case depends primarily on two factors, how long the injuries last and how severely they disrupt the person’s life.
We recently forced an insurance company to pay the full $100,000 policy limits to a woman who only had $6,355 in medical bills. Our client had pre-existing fibromyalgia, which is a condition that makes people suffer aches and pains throughout their body. The defendant ran a red light and broadsided our client, which caused a severe flare up of her condition. The exacerbated fibromyalgia caused our client to suffer from severe pain and immobility that worsened her entire life for over a year.After the insurance company took the depositions of our client her husband and heard their story, it quickly paid the $100,000 policy limits, which is over 15 times the medical bills in the case